Deposit Account Rates

Minimum Balances & Annual Percentage Yields

Account Type

Minimum Balance to Obtain APY

Dividend Rate

Annual Percentage Yield (APY)

Primary Share Savings $100 0.05% 0.05%
Christmas Club & Vacation Club 0.05% 0.05%
Secondary Share Savings 0.05% 0.05%
IRA Accumulation Shares 0.05% 0.05%
Last declared & paid 6/30/2020
Optimum Checking1 – up to $25,000 0.65% 0.65%
Optimum Checking1 – over $25,000 0.00% 0.00%
Money Market Savings $2,000 – $50,000 0.10% 0.10%
Money Market Savings $50,000+ 0.15% 0.15%
Money Market MAX $50,000 0.20% 0.20%
Optimum Checking1 – Other qualifications apply to obtain premium rate. Refer to Account Disclosures.

 

Share Certificates

Term/Month

Minimum Deposit

Dividend Rate

APY

3 Month CD $1,000 0.20% 0.20%
6 Month CD $500 0.30% 0.30%
12 Month Dividend Payment CD $500 0.45% 0.45%
12 Month Youth/Student CD (ages 0-22) $250 0.45% 0.45%
12 Month CD & IRA* $500 0.45% 0.45%
18 Month CD & IRA* $500 0.55% 0.55%
24 Month Dividend Payment CD $500 0.65% 0.65%
24 Month CD & IRA* $500 0.65% 0.65%
30 Month CD & IRA* $500 0.70% 0.70%
36 Month CD & IRA* $500 0.75% 0.75%
48 Month CD & IRA* $500 0.90% 0.90%
60 Month CD & IRA* $500 1.05% 1.05%

Rates effective 7/1/2020.

*IRA Share Certificates are available in the 12 to 60 month terms with $1000 minimum balance.
IRA Certificates are not available in a Dividend Payment CD.
Roth IRAs and Coverdell Education Savings Accounts are also available.

Share Certificate Policy & Disclosure
Fee Schedule

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Talk to a Glass City representative today about saving for your future.