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Savings Rates

Current Minimum Balance and Annual Percentage Yield

Account TypeMinimum Balance
(to earn dividends)
Annual Percentage Yield (APY1)
Primary Share &
Club Accounts
IRA Accumulation$250.10%
Optimum Checking - up to $25,000 1.77%
Optimum Checking - over $25,000 0.00%
Optimum Checking - Other qualifications apply to obtain premium rate. Refer to Account Disclosures.  
Money Market Savings$2,000Balance $2,000-$50,000
Money Market Savings$2,000Balance $50,000 +
0 .25 %
Money Market MAX$50,0000.45 %
3 Month Share Certificate$1,0000.10%
6 Month Share Certificate$5000.10%
12 Month Interest Payment Share Certificate$5000.15%
12 Month My Generation$2500.15%
12 Month Share Certificate & IRA & ESA*$5000.15%
18 Month Share Certificate & IRA*$5000.20%
24 Month Interest Payment Share Certificate$5000.30%
24 Month Share Certificate & IRA*$5000.30%
30 Month Share Certificate$5000.40%
36 Month Share Certificate & IRA*$5000.55%
48 Month Share Certificate & IRA*$5001.00%
60 Month Share Certificate & IRA*$5001.25%

Rates are effective as of 10/01/2015. Rates are subject to change. Glass City Federal Credit Union is federally insured by the National Credit Union Administration.


Rate Schedule and Share Certificate Policy & Disclosure

* IRA Certificates are available in the 12 to 60 month terms with $1,000 minimum balance. IRA Certificates are not available in an Interest Payment CD.

1APY=Annual Percentage Yield. Membership eligibility required. Federal regulations require a dividend penalty for early withdrawal. Members may forfeit dividends if they close an account before accrued dividends are credited. Fees may reduce earnings on the accounts.

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