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Rates and Calculators

Attention! Members with IRAs
If you plan to deposit all or part of your income tax refund to a Glass City Federal Credit Union IRA, please contact us to complete a Contribution Form. If you have any questions or concerns, please call 419-887-1000.

Account Type

Minimum Balance
(to earn dividends)

Annual Percentage Yield (APY1)

Primary Share &
Club Accounts

$100

0.20%

IRA Accumulation

$25

0.20%

     

Optimum Checking - up to $25,000

 

3.04%

Optimum Checking - over $25,000   .30%
Optimum Checking - Other qualifications apply to obtain premium rate. Refer to Account Disclosures.    
     

Money Market Savings

$2,000

Balance $2,000-$50,000   .50%

Money Market Savings

$2,000

Balance $50,000 +
.65 %

Money Market MAX

$50,000

1.25 %

     

3 Month Share Certificate

$1,000

0.45%

6 Month Share Certificate

$500

0.65%

12 Month Interest Payment Share Certificate

$500

1.095%

12 Month My Generation $250 1.10%
12 Month Share Certificate & IRA & ESA* $500 1.10%

18 Month Share Certificate & IRA*

$500

1.25%

24 Month Interest Payment Share Certificate $500 1.49%

24 Month Share Certificate & IRA*

$500

1.50%

30 Month Share Certificate $500 1.50%

36 Month Share Certificate & IRA*

$500

1.80%

48 Month Share Certificate & IRA*

$500

2.50%

60 Month Share Certificate & IRA*

$500

2.75%

 


Rates are effective as of 2/8/2009. Rates are subject to change. Glass City Federal Credit Union is federally insured by the National Credit Union Administration.

* IRA Certificates are available in the 12 to 60 month terms with $1000 minimum balance.

IRA Certificates are not available in an Interest Payment CD.

** Upon maturity, 10-month certificate will roll into new, 12-month certificate; 20-month certificate will roll into new, 24-month term certificate, if no action is taken by member.

1 APY=Annual Percentage Yield. Membership eligibility required. Federal regulations require a dividend penalty for early withdrawal. Members may forfeit dividends if they close an account before accrued dividends are credited. Fees may reduce earnings on the accounts.