Loan Rates
APPLY FOR A LOAN ONLINE
Loan Type |
Term Maximums |
Annual Percentage Rate (APR)*
as low as: |
|
New and Used Auto
|
2010 -2009 (84 months)
(2007 over $30,000)
|
6.14% APR
|
|
|
2010 -2009 (12 to 72 months)
(2007 over $15,000 for 72 months)
|
5.14% APR
|
|
|
2008 -2005 (up to 60 months)
|
5.14% APR
|
|
|
2004 -2003 (up to 48 months)
|
5.14% APR
|
|
|
2002 - older (up to 36 months)
|
8.14% APR
|
|
|
|
|
|
VISA Platinum - ScoreCard
|
N/A
|
8.49% APR
|
|
VISA Platinum - Rate Card
|
N/A
|
6.99% APR
|
|
|
|
|
|
Home Equity
Line of Credit
|
180 months, 80% LTV
|
4.25% APR
|
|
Home Equity disclosures.
|
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|
|
|
|
| Equity Loan |
180 months, 80% LTV Fixed Rate |
Contact any branch for rates. |
|
Bridge Loan
|
|
Contact any branch for rates. |
|
|
|
|
|
Personal Loan
|
Up to 12 months
|
13.50%
|
|
Personal Loan
|
Up to 24 months
|
14.50%
|
|
Personal Loan
|
Up to 36 months
|
15.50%
|
|
Personal Loan
|
Up to 48 months
|
16.50%
|
|
|
|
|
|
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|
Share Secured
(Regular Shares)
|
1 to 24 months
|
3% + Rate
|
|
Share Secured
(Regular Shares)
|
25 to 60 months
|
4% + Rate
|
|
|
|
|
|
RV (Under ($20,000)
|
Up to 72 months
|
7.99%
|
|
RV (Over $20,000)
|
Up to 120 months
|
7.99%
|
|
|
|
|
|
Boat (Under $10,000)
|
Up to 84 months
|
7.99%
|
|
Boat (Over $10,000)
|
Up to 120 months
|
7.99%
|
|
Boat (Over $15,000)
|
Up to 144 months
|
7.99%
|
|
Motorcycle
(Under $10,000)
|
Up to 36 months
|
7.99%
|
|
Motorcycle
(Over $10,000)
|
Up to 60 months
|
7.99%
|
Mortgage Loans
Mortgage Rates
|
|
Rate |
A.P.R. |
|
30 Year Fixed Conventional
|
5.125%
|
5.169%
|
|
20 Year Fixed Conventional
|
4.875%
|
4.934% |
|
15 Year Fixed Conventional
|
4.375% |
4.449% |
|
10 Year Fixed Conventional
|
4.125%
|
4.231% |
|
Vacation
Home |
5.125% |
5.278% |
Click here for our Mortgage Application
Call Don Kost for additional mortgage programs: 419-887-1018.
Ask about our low down payment loans!
* Rates subject to change. Loans subject to membership eligibility, credit approval and application. Rates are based on credit history.
** The APR is based on a sample loan transaction assuming a $150,000 loan, no prepaid finance charge, $500 processing/documentation fee, $225 closing fee, 80% LTV, 740 + credit score. Actual APRs will vary.
Rates effective as of 3/1/2010.
Welcome Home Program Provides Grants For Home Buyers
The Federal Home Loan Bank of Cincinnati has set aside grant funds to assist home buyers through the Welcome Home program. Your mortgage loan may qualify for a down payment or closing cost grant of up to $5,000 from the program. Funds are available to qualified borrowers on a first-come, first-served basis for 2009. To learn if you qualify, contact Glass City at 419-887-1018 or 800-837-3595, or email Don Kost at dkost@glasscityfcu.com.
