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Home Banking

Mortgage Loans

Apply for a Loan

Get pre-approved for your mortgage loan!

Although a preapproval is not a final loan commitment, a preapproval letter demonstrates your financial strength and shows that you have the ability to go through with a purchase.

To apply, you will need:

  • Pay stubs for all borrowers for the past two years
  • W2 for all borrowers for the past two years
  • Tax returns for the past two years if you are self-employed

For a refinance, in addition to the above, you will also need:

  • Home insurance policy
  • Mortgage statement

The number of days from application to closing can vary from a few days, to 30 or more, depending on a number of factors, such as loan type, appraisals, title clearance, etc. Time delays can occur if outside sources or the borrowers do not promptly provide documents and information to the credit union.

Still have questions? Email Glass City's Mortgage Department.


Other Helpful Mortgage Information

Are you struggling to make your monthly mortgage payment? Learn about options to help you get back on track with your mortgage and avoid foreclosure.

  • Explore WaysHome, an interactive video simulation to help you learn about the options to avoid foreclosure. (Provided by Fannie Mae.)
  • Tips for Avoiding Foreclosure.

LINK DISCLAIMER: Links to other web sites through our site are provided solely as a convenience to you. If you use these links, Glass City FCU does not have any responsibility for, or control over, any of these sites, their content, or their privacy policies. Glass City FCU does not endorse or make any representations about them, or any information, products or materials found within their sites, or any results that may be obtained from using their sites. If you decide to access any of the linked third-party web sites, you do so entirely at your own risk.

Limited Time Mortgage Offer!

Make your dream home a reality by taking advantage of our limited time mortgage offer! Choose Glass City for your Mortgage Loan and save $250 on closing costs! Click the coupon below for more information.


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