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Home Banking

Loan Rates

Auto Loan Rates and Terms

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Loan TypeTerm MaxRate
(as low as)
Sample APR*Monthly
Payment
New and Used Auto2015-2014 (84 mths)
(2013 over $30,000)
3.74%3.863% APR*$406.54
 2015-2014
(12-72 mths)
2.74%2.881% APR*$452.37
 2013-2010**
(up to 72 mths)
2.74%2.881% APR*$452.37
 2009-2008**
(up to 60 mths)
2.74%2.908% APR*$535.65
 2007 - older**
(up to 48 mths)
5.74%5.954% APR*$701.11
     
 ** Terms may be reduced if over 100,000 miles   
     
     

*APR = Annual Percentage Rate. Rates subject to change. Loans subject to membership eligibility, credit approval and application. Rates are based on credit history. The sample APR is based on an example loan transaction assuming the amount financed is $30,000, and the term is the maximum available. Actual APRs will vary.

Motorcycle/RV/Boat Rates and Terms

Apply for a loan online.

 
Loan TypeTerm MaxRate
(as low as)
Sample
APR*
Monthly Payment
Motorcycle2015-2014
(84 mths)
3.74%3.988 APR*$203.27
 2015-2010
(up to 72 mths)(over $15,000)
2.74%3.023 APR*$226.19
 2015-2008
(up to 60 mths)
2.74%3.078 APR*$267.83
 2007-Older
(up to 48 mths)
5.74%6.168 APR*$350.56
     
RV (< $25,000)72 months5.99%6.170 APR*$414.12
RV ($25,000 +)120 months5.99%6.103 APR*$277.37
Boat (< $25,000)84 months5.99%6.146 APR*$365.02
Boat ($25,000 +)120 months5.99%6.103 APR*$277.37
ATV/Jet Ski/ Snowmobiles60 months4.65%5.172 APR*$187.09

*APR = Annual Percentage Rate. Rates subject to change. Loans subject to membership eligibility, credit approval and application. Rates are based on credit history. The sample APR for Motorcycle loans is based on an example loan transaction assuming the amount financed is $15,000, and the term is the maximum available.The sample APRs for RV and Boat loans are based on an example loan transaction assuming the amount financed is equal to $25,000, and the term is the maximum available. The sample APR for an ATV/jet ski loan is based on an example loan transaction assuming the amount financed is $10,000, and the term is the maximum available. Actual APRs will vary.

Other Loan Rates and Terms

 

 
Loan TypeTerm MaxAPR* (as low as)Monthly Payment

Platinum Visa - ScoreCard
NA8.49% APR*$150.00**
Platinum Visa - Rate Card
NA6.99% APR*$150.00**
    
Share Secured Loan
(S1, S2, S5, S13, S15, S17)
up to 60 mths3.1% Rate
1-24 mnths
4.1% Rate 25-60mnths
$215.11**

$92.30**
Certificate Secured LoanVariesVaries 
    
Home Equity Line of Credit180 months,
80% LTV
3.25%$175.65***
 Disclosures -
Up to 80%
  
 180 months,
up to 100% LTV
6.25%$214.31***
 Disclosures -
Up to 100%
  
Fixed Equity Loan180 months -
up to 100% LTV
Fixed Rate
Contact any branch for rates. 
    
Home Improvement LoanUp to 12 months11.50%$88.58****
 Up to 24 months12.50%$47.29****
 Up to 36 months13.50%$33.92****
 Up to 48 months14.50%$27.57****
    
Personal LoanUp to 12 months13.50%$89.51****
 Up to 24 months14.50%$48.23****
 Up to 36 months15.50%$34.90****
 Up to 48 months16.50%$28.59****
    

*APR = Annual Percentage Rate. Rates subject to change. Loans subject to membership eligibility, credit approval and application. Rates are based on credit history.

**APR and monthly payment are based on a $5,000 loan amount
***APR and monthly payment are based on a $25,000 loan amount
****APR and monthly payment are based on a $1,000 loan amount

Mortgage Loan Rates

Today's Rates

 

Mortgage Loan Status Online Information - 1098 Forms Available Here

 

Apply for a Mortgage Loan

 
MORTGAGE LOANSRATEA.P.R*MONTHLY PAYMENT
30 YEAR FIXED CONVENTIONAL4.250%4.290%$737.91
20 YEAR FIXED CONVENTIONAL4.000%4.059%$908.97
15 YEAR FIXED CONVENTIONAL3.375%3.449%$1,063.14
10 YEAR FIXED CONVENTIONAL3.250%3.357%$1,465.79
VACATION HOME- 15 YEAR4.125%4.251%$1,118.95
    
    

Call Don Kost for additional mortgage programs: 419-887-1018.

 

Ask about our low down payment loans!

 

**APR = Annual Percentage Rate. The APR is based on a sample purchase loan transaction assuming a $150,000 loan, 75% loan to value, 740+ credit score, $764.00 in prepaid finance charges. Vacation home $1,264 in prepaid finance charges. Actual APRs will vary. The estimated monthly payments do not include amounts for taxes and insurance premiums. The actual payment obligation will be greater.

 

ALL RATES EFFECTIVE AS OF 7/1/2015.

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