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Loan Rates
APPLY FOR A LOAN ONLINE
Loan Type |
Term Maximums |
Annual Percentage Rate (APR)*
as low as: |
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New and Used Auto
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2008 -2007 (84 months)
(2006 over $30,000)
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6.24% APR
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2008 -2007 (12 to 72 months)
(2006 over $15,000 for 72 months)
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5.24% APR
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2006 -2003 (up to 60 months)
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5.24% APR
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2002 -2001 (up to 48 months)
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5.24% APR
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2000 - older (up to 36 months)
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8.24% APR
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VISA Platinum - ScoreCard
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N/A
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8.49% APR
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VISA Platinum - Rate Card
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N/A
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6.99% APR
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Home Equity
Line of Credit
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Prime - 180 months
80% LTV
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5.00% APR
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Home Equity
Line of Credit
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Prime plus 2% - 180 months
Over 80% LTV
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7.00% APR
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Click here for general Home Equity disclosures.
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Second Mortgage
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180 months, 80% LTV
Fixed Rate
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5.50% APR
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Second Mortgage
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180 months, Over 80% LTV
Fixed Rate
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7.50% APR
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Bridge Loan
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5.00% APR
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Personal Loan
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Up to 12 months
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13.25%
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Personal Loan
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Up to 24 months
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14.25%
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Personal Loan
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Up to 36 months
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15.25%
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Personal Loan
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Up to 48 months
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16.25%
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Home Improvement Loan
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Up to 12 months
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11.25%
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Home Improvement Loan
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Up to 24 months
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12.25%
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Home Improvement Loan
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Up to 36 months
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13.25%
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Home Improvement Loan
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Up to 48 months
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14.25%
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Share Secured
(Regular Shares)
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1 to 24 months
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3% + Rate
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Share Secured
(Regular Shares)
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25 to 60 months
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4% + Rate
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RV (Under ($20,000)
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Up to 72 months
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7.99%
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RV (Over $20,000)
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Up to 120 months
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7.99%
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Boat (Under $10,000)
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Up to 84 months
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7.99%
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Boat (Over $10,000)
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Up to 120 months
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7.99%
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Boat (Over $15,000)
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Up to 144 months
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7.99%
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Motorcycle
(Under $10,000)
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Up to 36 months
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7.99%
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Motorcycle
(Over $10,000)
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Up to 60 months
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7.99%
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Mortgage Loans - In House Rates
Loan Type |
Rate |
Annual Percentage Rate (APR) |
Points |
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30 Year Fixed -
Conventional
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6.500%
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6.533%**
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0 Points
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20 Year Fixed -
Conventional
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6.375%
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6.419%**
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0 Points
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15 Year Fixed -
Conventional
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5.875%
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5.929%**
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0 Points
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SEE DON KOST ABOUT ADDITIONAL PROGRAMS!
ASK ABOUT OUR LOW AND NO DOWN PAYMENT LOANS!
* Rates subject to change. Loans subject to membership eligibility, credit approval and application. Rates are based on credit history.
** The APR is based on a sample loan transaction assuming a $150,000 loan, no prepaid finance charge, $500 processing/documentation fee, 80% LTV. Actual APRs will vary.
Rates effective as of 8/28/2008.
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