| |
Fee Schedule
Effective 1/11/2008
PRIMARY SHARE ACCOUNT (S1)
|
Minimum balance required
|
$25
|
|
Monthly service charge for inactive accounts
|
$3
|
|
*Withdrawal fee for an official check if for less than $1,000
|
$2
|
|
*Statement Copy, per page (FREE through Cyber Pal)
|
$1
|
|
Closing Account Fee (if closed within 3 months of opening)
|
$10
|
|
Account Reopen Fee (within 3 months of closing)
(Plus $25 minimum balance which must be deposited to S1 to open acct.)
|
$25
|
PERSONAL CHECKING ACCOUNTS
|
Minimum Balance (Regular Checking)
|
$0
|
|
Monthly Service Charge (Regular Checking)
|
$0
|
|
Minimum Balance (Interest Bearing Checking)
|
$500
|
|
*Monthly Service Charge (if min. balance is not met - Interest Bearing Ckg.)
|
$5
|
|
Non Sufficient Funds (NSF) Fee
|
$25
|
|
Overdraft from Line of Credit Fee
|
$20
|
|
Overdraft from S1 Transfer Fee
|
$1
|
|
Privilege Pay Usage Fee
|
$25 per item
|
|
*Stop payment order
|
$25
|
|
*Cleared check copy
|
$2
|
| Cyber PAL Bill Pay |
FREE! |
|
*Statement copy, per page (FREE through Cyber Pal)
|
$1
|
|
Return Item
|
$25
|
BUSINESS CHECKING ACCOUNT
|
Minimum Balance
|
$0
|
|
Monthly Service Charge
|
$10
|
|
Non Sufficient Funds (NSF) Fee
|
$25
|
|
Overdraft from Line of Credit Fee
|
$20
|
|
Overdraft from S1 Transfer Fee
|
$1
|
| Cyber PAL Bill Pay |
FREE! |
|
Privilege Pay Usage Fee
|
$25 per item
|
|
*Stop payment order
|
$25
|
|
*Cleared check copy
|
$2
|
|
*Statement copy, per page (FREE through Cyber Pal)
|
$1
|
|
Return Item
|
$25
|
|
First 15 checks that clear the account each month are free. A $0.10 fee will be charged for each check after the initial 15.
|
ATM AND CHECK CARDS
|
ATM Card or Check Card replacement
|
$5
|
|
Check Card/ATM NSF Fee
|
$25
|
|
Unblock Reactivation Fee
|
$10
|
|
CIRRUS Transaction Fee
|
$2
|
VISA CREDIT CARD
|
Visa Card Replacement
|
$5
|
|
Visa Late Fee or Over Limit Fee
|
$20
|
|
Temporary Increase Fee
|
$5
|
|
Auto Pay Return Fee
|
$25
|
|
International Transaction Fees up to 1% (i.e. cross-border and/or currency conversion fees.) |
VISA GIFT CARDS
RELOADABLE VISA TRAVEL MONEY CARD
OTHER FEES
|
ACH Return or Other Return Item
|
$25
|
|
Account Reconciliation (per hour, min. one hour)
|
$10
|
|
*Annual Safe Deposit Box Rental
|
VARIES
|
|
*Check Cashing Fee
|
$2
|
|
Lost/Replacement Safe Deposit Box Key
|
$5
|
|
Garnishment or Attachment Processing Fee
|
$25
|
|
*Money Order
|
$1
|
|
Non-Member Check Cashing Fee (for cashing an "on us" check)
|
$5
|
|
Third Party Check Cashing Fee
|
$5
|
|
Verification of Deposits Fee
|
$10
|
|
*Wire Transfer (Outgoing)
|
$15
|
|
*Wire Transfer (Incoming)
|
FREE
|
* Fee may be waived or reduced based on the member's Participation Level in Glass City's Member Value Program (MVP).
|
|