Q. How do I open an account?
A. You need to be eligible for membership. Once your eligibility is confirmed, all you need is $25 and a membership applications. You may open your account in person or by mail.
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Q. Why must I keep a minimum of $25 in my share savings account?
A. Your $25 minimum deposit into a share savings account establishes you as a member of Glass City. It is your “share” of ownership in the credit union and the basis for opening other accounts and using Glass City’s many services and member benefits. As long as you maintain your $25 balance, you are a member of the credit union for life.
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Q. What types of accounts and services does Glass City offer?
A. Glass City offers what you need to meet your financial needs, such as checking accounts, low-cost mortgages and home equity loans, other savings accounts and special convenience services. Check out our Accounts and Services.
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Q. Do you offer business accounts?
A. We offer business accounts to businesses that qualify for membership. Please contact a branch manager before visiting one of our branches to determine what information you need to open a Glass City business account.
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Q. What are your current loan and savings rates?
A. Click Rates and Calculators for current rates on Glass City accounts.
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Q. What are the “suffix numbers” for my accounts?
A.
S1- Primary Share/Savings
S3- Checking
S5- Vacation Club
S7 - Interest Bearing Checking
S9- Christmas Club
S13- Money Market Savings
S15- Money Market Savings
S17- Money Market MAX
S80- Credit Card Payment Sweep
S86- Mortgage Sweep
S96- IRA Share Account
L1 or L60- New Car
L2- Payment Shaver New Car
L3 or L70- Used Car
L4- Payment Shaver Used Car
L5- Recreational Vehicle
L6- Share/Certificate Secured
L17-Adjustable Rate Mortgage
L18- Fixed Rate Mortgage
L9- Unsecured/Signature Loan
L33- Checking Overdraft Line of Credit
L40, L50 or L75- Home Equity Line of Credit
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Q. Does Glass City offer checking with no monthly fees?
A. Yes – our checking account is completely free – there are no monthly fees, no minimum balance requirements, no per-check fees, and no check writing limit. The only cost to you is the cost of the checks that you purchase.
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Q. How do I stop payment on a check?
A. Call or stop in to any branch. Click here for locations.
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Q. How can I order new checks?
A. You can order new checks by calling or visiting one of our branches. Click here to order your checks online.
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Q. What is Glass City Federal Credit Union’s routing and transit number?
A. The routing and transit number is 241-282-153
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Q. May I cash or purchase savings bonds at the credit union?
A. Yes. You may cash or purchase savings bonds at any of Glass City’s four branch offices. |